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  • We carry a certificate of insurance that reflects the types and limits of coverage to maximize the protection of our firm and clients from potential loss.  There are several specialized coverages that are included for our mutual protection that deserve special mention:
    1. Care, custody & control coverage - This important form of protection is excluded from most standard general liability policies. It provides protection against damage to property that our employees may be directly working on and for which we may be held legally liable.
    2. Extended property damage - This coverage redefines property damage to include theft and mysterious disappearance for which we are legally liable, i.e., we throw out important papers or neglect to lock the premises after we have completed our night's work, etc.
    3. Lost key coverage - If we have the legal responsibility for a master key for a building and it is lost or misplaced, this provides coverage to have the building totally re-keyed, if necessary.
    4. Pollution coverage - A policy endorsement that provides a $300,000 limit for bodily injury and property damage, and includes cleanup costs.

    We are able to obtain this unique coverage by purchasing our insurance under a plan specifically designed for the members of the building service contracting industry.